The term "HDHP/HSA" describes HDHP coverage along with your self-directed, personal HSA. Although offered along with HDHP coverage, the HSA itself is administered by Sovereign Bank and is not an employer benefit plan (even if employer HSA contributions are made). This site is designed to offer general information about HSAs and HDHPs. The information contained herein is drawn from sources that are believed to be reliable, but it cannot be guaranteed as to completeness or accuracy. The content is not intended to be, and should not be relied upon as, tax, legal, financial, or health planning advice.